January 2026: I Will Teach You to Be Rich: No Guilt. No Excuses.

Title: I Will Teach You to Be Rich: No Guilt. No Excuses.

Author: Ramit Sethi

Publisher: Workman Publishing Co.

Genre: Self-Help

Pages: 352

Rating: 4/5 Stars

Summary: "Personal finance expert Ramit Sethi has been called a “wealth wizard” by Forbes and the “new guru on the block” by Fortune. Now he’s updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program.

I Will Teach You to Be Rich will show you:

• How to crush your debt and student loans faster than you thought possible

• How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny

• How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too

• How to talk your way out of late fees (with word-for-word scripts)

• How to save hundreds or even thousands per month (and still buy what you love)

• And so much more!

Plus, this 10th anniversary edition features over 80 new pages, including:

• New tools

• New tools on money and psychology

• Amazing stories of how previous readers used the book to create their rich lives

Master your money—and then get on with your life."

 

Memorable Quotes/Morals/Moments:  

• Invest: Higher Risk=Younger as you get older become more conservative.
• Roth IRA: YOU HAVE TO CHOOSE WHERE TO INVEST FUNDS in order to make money. 
• Automate Investing and Savings
• You don't need to buy a home. Homes are not always a good investment.
• Take care of credit card debt.
• Student loans not bad.

• Ideal Spending

  Fixed Expenses (50-60%)

  Investment (10%)

  Savings (5-10%)

  Disc. Spend (20-30%)

• Links: 

Started/Finished: Start 1/1 Finish 1/23